What is the difference between housing benefit and council tax benefit




















Octavia Living develops beautiful homes in some of the most desired areas of London for sale on the open market and to those looking to part buy part rent. All the profits made from the sale of our properties is re-invested into providing more homes in Lo. Through the Octavia Foundation we help to support thousands of local people during times of personal difficulty or crisis.

For an overview of the Octavia group, all our activities, our ethos and approach as well as how we are governed visit our main website here.

With an ageing population increasing, providing high quality care at an affordable cost has never been more important. Octavia Support provides vital not-for-profit care and support services to hundreds of older and vulnerable adults to achieve their aims. If you receive other benefits, work part-time, or have a low income then you may be able to claim housing benefit from your local council to help you pay your rent. To claim housing benefit you need to complete a housing benefit claim form.

You can get a claim form from your local housing benefit office or your local area housing office. How do you pay my benefit? Council Tax Support goes direct to your Council Tax account. You can protect your housing benefit payments by telling your bank it should only be used to pay your rent. This protection is called a 'first right of appropriation of funds order'.

You can use the first right of appropriation on any money being paid into your account. For example, you may want to make sure that your job seekers allowance JSA is used to pay your electricity bill and water rates. You will need to tell your bank how to use these payments.

You need to write to your bank at least seven days before your housing benefit is due, making it clear that any regular payments or future deposits from Gosport Borough Council are to pay for your rent only.

Keep a copy of the letter in case there is any dispute later. If there are any items you no longer want to pay from your account, or which you cannot afford, you should give your bank separate cancellation instructions.

This is because the first right of appropriation does not stop the bank paying items as well as those you have listed. If you do not cancel these items, your bank may return the items as unpaid, which they may charge you for. However, payments from your account to re-pay a loan with the same bank cannot be cancelled. I have grown up children living at home with me - how will this affect my benefit? You may receive a reduced level of benefit.

We will need to see proof of their income and capital. I receive a war pension - how will this affect my benefit claim? Gosport Borough Council currently operates a "Local Scheme" for people receiving war pensions. Under this scheme the basic amount of war widows and war disability pensions are ignored when calculating a persons income for benefit purposes.

Additions to the basic pension such as age allowance or dependants allowance still count as income for benefit purposes. It is a new way of working out Housing Benefit for tenants renting accommodation from a private landlord. For further information please see the Local Housing Allowance Pages. What is council tax support and who can claim? Council tax support is also means tested and is paid to help with the cost of council tax. It can be paid in addition to any discounts that you may also be eligible to claim.

To be eligible to claim council tax support you must be liable to pay council tax in respect of the dwelling and be resident at the dwelling. I want to claim both housing benefit and council tax support - do I need to complete two separate forms? One form applies to both benefits. But there is a seperate form if you wuld like to claim council tax support only.

Who is not eligible for housing benefit and council tax support? There are some people who cannot get housing benefit and council tax support.

For example. When should I claim? You should claim as soon as possible, because you may lose benefit if you delay. If you apply late, and ask us to pay for a 'backdated' period, we might not be able to pay you for that period. This is because there are strict rules telling us when we can and when we can't pay for a backdated period. You may lose benefit if you delay returning your claim form. Do I need to provide any proof of my income?

Before we can award benefit, we must see proof of what you tell us about in your form. We must see original documents and not copies. Please do not send valuable items through the post. If you bring them into the Benefit office or a One Stop Shop we can take the details and give them straight back to you with a receipt to say we have seen them.

What if I haven't got all the proof I need? Home Benefits and support Benefits explained. Both benefits are means-tested — what does this mean? You can claim housing benefit if you are over pension credit age and paying rent on your home. For support applying online please tel How is council tax reduction worked out? This is because they are expected to help pay the costs Pensioners Pensioners are protected and continue to receive the same level of support that they did under the old council tax benefit system.

There are 2 discretionary payment schemes: the council tax reduction discretionary hardship scheme , can help with your council tax costs. To qualify you must be entitled to council tax reduction and have a shortfall between your council tax reduction and your liability discretionary housing payments can help with your housing costs.

Page updated on: 25 October



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